speaking of modern technology, if people take a second to turn off their cell phones and the like, that would be most welcome. this meeting is on the record. as we say, anything can and will i'm sure be against you. in this danish, probably some things you haven't said will be used against you. the phrase for someone it's no introduction as often is. in this case it applies. jamie dimon is not simply the head of one of the principal financial institutions in this country, jpmorgan chase, but i believe has emerged as one of the most important and influential spokesman to the world of finance and business in the united states. the wait is going to work today to see and i are going to have this conversation for a few minutes and then we will open it up to you for your questions. one or two conflicts of interest in the table. jpmorgan chase is a corporate member of the council on foreign relations. whenever a 175 corporate converse amanda shareholders the company. i'm forsch landed distinct minority shareholder and i wish it weren't have to present a conflict, but alas it's not. so there yo